Extra – The Debit Card That Builds Your Credit

About Extra:

Extra is the first debit card that helps you build credit. Unlike a traditional credit card, an Extra card is connected to your bank account so you can only spend what you have to make everyday purchases while simultaneously increasing your credit score.

The way this debit card helps you establish credit is by compiling the purchases you made at the end of every month and reporting them to credit bureaus to help build your credit history.

When you apply there is no credit check, instead you will be charged a monthly payment fee that starts at just $7/month. 

You might be wondering how your credit limit is determined if there is no credit check, well it’s simply the amount you have in credit is determined based on your bank balance. That balance essentially becomes your limit and since it’s already your money you cannot overspend.

Additionally, Extra can connect to over 10,000+ banks in the U.S. by using Plaid, so you be assured that your banking information is safe and will never be stored.


  • No Interest Rates
  • No Deposit Required
  • No Credit Checks
  • Full Credit Impact
  • Daily Payment Cycles
  • 24/7 Support

Where to Apply:

Now that you know how easy it can be to earn or raise your credit try it out for yourself by applying online at extra.app

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About the Author


Amy Hernandez, is the Digital and Public Relation Manager at electrIQ marketing where she oversees all outreach and publicity efforts. Since its founding in 2018 electrIQ, utilizes several online marketing strategies and premier platform-based growth tactics to develop individualized and innovative methods that allow businesses to not only attract new customers with engaging content, but also reinforce and restore interest with their current customer base.